Debt Collection Abuse
Your Next Debt Collection Call May Come From India
Just when you thought a debt collector was calling from America, it turns out, that call is more likely than not from India. That is right, you may be getting a telephone call asking you to pay a delinquent bill straight from Gurgaon, India. These bill collectors sit in cubicle farms thousands of miles away, [...]
FTC Fines Florida Debt Collector, Then Turns The Other Way
A collection agency operating in Florida and Georgia has been ordered by the Federal Trade Commission to cease all collection activities that run afoul of the Fair Debt Collection Practices Act (FDCPA) and pay a judgment of $3.4 million to settle all FTC charges.
Rawlins & Rivera, Inc. and Ryan & Reed, Inc., both of Florida [...]
Being Harassed By Debt Collectors? New Statistics Indicate You Are Not Alone.
In 2006, the Federal Trade Commission reported 69,204 FDCPA related complaints by consumers. In the first ten months of 2007, 3433 consumers sued collection agencies in U.S. District Court for alleged violations of the FDCPA. The state of Pennsylvania leads that statistic with 319 cases followed by New York with 296 and Florida with [...]
Collection of Time-Barred Debts Held Not A Violation of Fair Debt Collection Practices Act
Larry Brewer sued Portfolio Recovery Associates in the matter of Brewer v. Portfolio Recovery Associates, 1:07CV-113-M (W.D.Ky. 2007), alleging claims under the Fair Debt Collection Practices Act. Brewer claimed that Portfolio violated the FDCPA by sending a letter requesting payment on a time-barred debt. The U.S. District Court for the Western District of [...]
Can a Debt Collector Contact Other People About Your Debt?
If you have an attorney, the debt collector must contact the attorney unless the attorney cannot be contacted readily. If you do not have an attorney, a collector may contact other people but only to find out where you live, what your phone number is and where you work. Collectors usually are prohibited from contacting [...]
