http://www.newyorkconsumerlitigation.com Thu, 20 Nov 2008 05:41:55 +0000 http://backend.userland.com/rss092 en You just hung up the telephone and can barely breathe because you're so shocked by what you heard. A debt collector used foul language, threats or coercion to attempt to make you pay money right away. If you are the victim of collection abuse, you are not alone. Recently Inside Edition ... http://www.newyorkconsumerlitigation.com/theres-no-excuse-for-collection-abuse/ Consumer debt is on the rise with many people facing a barrage of debt collection letters and telephone calls. As debts remain unpaid, more consumers are dealing with threatening debt collectors. As a result, complaints about collection abuse are also on the rise. According to the Long Island branch of the ... http://www.newyorkconsumerlitigation.com/how-to-keep-debt-collectors-out-of-your-pockets/ As national economic problems come to the forefront, bailouts and bankruptcy are the latest buzzwords. Now that everyone has discussed the AIG bailout, the latest debates are about the possible bankruptcy for General Motors. A recent Wall Street Journal article discusses the reasons why GM would be in a better position ... http://www.newyorkconsumerlitigation.com/how-are-your-finances-like-the-gm-bankruptcy/ Does your debt situation embarrass you?  Are you ignoring it, hoping your unpaid bills will somehow disappear? Denying your debt and hiding your problems will only make them worse. With the current economic crisis, an increasing number of people are facing unpaid debts so you aren't alone. Recently CNN revealed more ... http://www.newyorkconsumerlitigation.com/embarrassed-by-debt-people-are-talking-now-more-than-ever/ When the telephone continues to ring with debt collection calls, it gets frustrating. With no end in sight, you are tempted to pay them and skip your utilities for a month or two. After all, isn't it impossible for utility companies to shut your services down? Not necessarily. In recent years, ... http://www.newyorkconsumerlitigation.com/should-you-pay-your-utility-bills-last/ Do you worry about the collection and sale of your personal data? Many consumers are concerned about having their personal information compromised. Identity theft, collection abuse and a negative credit rating are possible consequences when you don't know how your personal data is being used. Consumer credit reporting agencies have access ... http://www.newyorkconsumerlitigation.com/how-to-get-credit-reporting-agency-information/ Several of our recent blog entries discussed payday lenders, debt collection and collection abuse. In some instances, those who took out payday loans found themselves victims of identity theft. When bills are unpaid, often you might feel tempted to take drastic measures.  Predatory lenders are waiting to take advantage of your vulnerability. A recent ... http://www.newyorkconsumerlitigation.com/will-payday-loans-lead-to-financial-ruin/ Are you the victim of collection abuse? As economic problems in America worsen, debt collection methods become more aggressive. People are unable to pay their bills on time and banks want them to pay up. If a collection agent uses illegal tactics, you might be the victim of collection abuse. Statistics ... http://www.newyorkconsumerlitigation.com/ftc-reports-increasing-collection-abuse-complaints/ With identity theft occurring at an alarming rate, many companies have catchy ads offering free credit reports in answer to public fear. Playing on your emotions, these companies solicit services for a monthly fee you can really get for nothing. Paying service fees to “free credit report” agencies does not mean ... http://www.newyorkconsumerlitigation.com/using-your-credit-report-to-look-for-identity-theft/ Our latest entries discussed fake debt collectors and payday lenders. A recent Newsweek article reviewed debt versus thrift and why people are facing looming credit problems. Data from the three major credit reporting agencies prove many Americans are losing ground when it comes to paying off debt. Peer pressure often governs ... http://www.newyorkconsumerlitigation.com/debt-versus-thrift/